Side-by-side · Q2 2026 data
United Valley Bank vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | United Valley Bank | North Star Community Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 55 | 93 (stronger) |
| Loan quality | 96 (stronger) | 4 |
| Earnings | 64 | 67 (stronger) |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 98 (stronger) | 71 |
| Peer percentile | 50th | 24th |
| Total assets | $751.6M | $464.8M |
| Deposits / shares | $628.5M | $396.8M |
| Capital ratio | 10.50% | 14.31% (stronger) |
| Problem loans | 0.13% (stronger) | 2.87% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 1.10% | 1.18% (stronger) |
| Loans ÷ deposits | 86.5% | 84.3% (stronger) |
| Uninsured deposits | 25.2% | 7.3% (stronger) |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Valley Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), United Valley Bank leads on 3 and North Star Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cavalier, ND