Side-by-side · Q2 2026 data
United Valley Bank vs Unison Bank
Metric by metric
| Measure | United Valley Bank | Unison Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 55 (stronger) | 50 |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 62 (stronger) | 51 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 50th | 34th |
| Total assets | $751.6M | $596.9M |
| Deposits / shares | $628.5M | $499.1M |
| Capital ratio | 10.50% (stronger) | 10.02% |
| Problem loans | 0.13% (stronger) | 0.44% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 1.10% | 1.29% (stronger) |
| Loans ÷ deposits | 86.5% (stronger) | 88.7% |
| Uninsured deposits | 25.2% (stronger) | 33.6% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Valley Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), United Valley Bank leads on 6 and Unison Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.