Side-by-side · Q2 2026 data
Unity Bank vs PyraMax Bank, FSB
Metric by metric
| Measure | Unity Bank | PyraMax Bank, FSB |
|---|---|---|
| TellerScore | 27 | 67 (stronger) |
| Capital cushion | 38 | 62 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 21 | 38 (stronger) |
| Funding & liquidity | 77 (stronger) | 57 |
| Problem-loan coverage | 0 | 97 (stronger) |
| Peer percentile | 0th | 34th |
| Total assets | $574.8M | $588.7M |
| Deposits / shares | $509.6M | $406.2M |
| Capital ratio | 8.78% | 11.23% (stronger) |
| Problem loans | 8.39% | 0.25% (stronger) |
| Net charge-offs | 0.54% | -0.00% (stronger) |
| Return on assets | 0.03% | 0.44% (stronger) |
| Loans ÷ deposits | 82.9% (stronger) | 102.0% |
| Uninsured deposits | 11.6% (stronger) | 16.0% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 7.0% |
PyraMax Bank, FSB has the higher TellerScore (67 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Unity Bank leads on 2 and PyraMax Bank, FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.