Side-by-side · Q2 2026 data
Unity Bank vs Westconsin Credit Union
Metric by metric
| Measure | Unity Bank | Westconsin Credit Union |
|---|---|---|
| TellerScore | 27 | 78 (stronger) |
| Capital cushion | 38 | 80 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 21 | 64 (stronger) |
| Funding & liquidity | 77 | 81 (stronger) |
| Problem-loan coverage | 0 | 93 (stronger) |
| Peer percentile | 0th | 84th |
| Total assets | $574.8M | $2.2B |
| Deposits / shares | $509.6M | $1.9B |
| Capital ratio | 8.78% | 12.95% (stronger) |
| Problem loans | 8.39% | 0.64% (stronger) |
| Net charge-offs | 0.54% | 0.22% (stronger) |
| Return on assets | 0.03% | 1.10% (stronger) |
| Loans ÷ deposits | 82.9% | 79.2% (stronger) |
| Uninsured deposits | 11.6% | 5.9% (stronger) |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Unity Bank leads on 0 and Westconsin Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.