Side-by-side · Q2 2026 data
Unity Bank of Mississippi vs Grand Bank for Savings, FSB
Metric by metric
| Measure | Unity Bank of Mississippi | Grand Bank for Savings, FSB |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 60 | 60 |
| Loan quality | 73 | 74 (stronger) |
| Earnings | 37 (stronger) | 35 |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 58 | 86 (stronger) |
| Peer percentile | 20th | 26th |
| Total assets | $281.8M | $280.4M |
| Deposits / shares | $248.2M | $246.9M |
| Capital ratio | 11.04% (stronger) | 10.98% |
| Problem loans | 0.80% | 0.78% (stronger) |
| Net charge-offs | 0.62% | -0.00% (stronger) |
| Return on assets | 0.43% (stronger) | 0.39% |
| Loans ÷ deposits | 59.8% (stronger) | 82.3% |
| Uninsured deposits | 36.6% | 12.4% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Bank for Savings, FSB has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Unity Bank of Mississippi leads on 3 and Grand Bank for Savings, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.