Side-by-side · Q2 2026 data
Unity Catholic Federal Credit Union vs Community First Credit Union
Metric by metric
| Measure | Unity Catholic Federal Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 41 | 90 (stronger) |
| Loan quality | 67 (stronger) | 44 |
| Earnings | 37 | 78 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 19th | 57th |
| Total assets | $98.0M | $99.8M |
| Deposits / shares | $88.5M | $85.1M |
| Capital ratio | 9.09% | 13.96% (stronger) |
| Problem loans | 0.98% (stronger) | 1.69% |
| Net charge-offs | 0.80% | -0.24% (stronger) |
| Return on assets | 0.42% | 1.45% (stronger) |
| Loans ÷ deposits | 71.2% | 55.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Community First Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Unity Catholic Federal Credit Union leads on 2 and Community First Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.