Side-by-side · Q2 2026 data
Unity Catholic Federal Credit Union vs Your Legacy Federal Credit Union
Metric by metric
| Measure | Unity Catholic Federal Credit Union | Your Legacy Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 64 (stronger) |
| Capital cushion | 41 | 52 (stronger) |
| Loan quality | 67 (stronger) | 65 |
| Earnings | 37 | 43 (stronger) |
| Funding & liquidity | 89 | 98 (stronger) |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 19th | 28th |
| Total assets | $98.0M | $79.1M |
| Deposits / shares | $88.5M | $72.4M |
| Capital ratio | 9.09% | 10.21% (stronger) |
| Problem loans | 0.98% (stronger) | 1.06% |
| Net charge-offs | 0.80% (stronger) | 1.89% |
| Return on assets | 0.42% | 0.58% (stronger) |
| Loans ÷ deposits | 71.2% | 62.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Your Legacy Federal Credit Union has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Unity Catholic Federal Credit Union leads on 3 and Your Legacy Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.