Side-by-side · Q2 2026 data
Unity National Bank of Houston vs Sanger Bank
Metric by metric
| Measure | Unity National Bank of Houston | Sanger Bank |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 74 | 83 (stronger) |
| Earnings | 36 | 65 (stronger) |
| Funding & liquidity | 60 | 81 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 29th | 90th |
| Total assets | $224.9M | $224.4M |
| Deposits / shares | $193.5M | $186.6M |
| Capital ratio | 12.02% | 16.53% (stronger) |
| Problem loans | 0.77% | 0.51% (stronger) |
| Net charge-offs | -0.15% (stronger) | 0.00% |
| Return on assets | 0.40% | 1.13% (stronger) |
| Loans ÷ deposits | 75.6% | 66.0% (stronger) |
| Uninsured deposits | 36.9% | 27.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sanger Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Unity National Bank of Houston leads on 1 and Sanger Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.