Side-by-side · Q2 2026 data
Universal Bank vs Long Beach Firemen S Credit Union
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Universal Bank | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 54 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 34 | 82 (stronger) |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 10th | 96th |
| Total assets | $388.0M | $201.5M |
| Deposits / shares | $275.1M | $142.0M |
| Capital ratio | 17.80% | 29.43% (stronger) |
| Problem loans | 3.74% | 0.02% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 0.36% | 1.55% (stronger) |
| Loans ÷ deposits | 94.1% (stronger) | 94.6% |
| Uninsured deposits | 13.7% | 11.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Universal Bank leads on 2 and Long Beach Firemen S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.