Side-by-side · Q2 2026 data
Universal Federal Credit Union vs First Priority Federal Credit Union
Credit union
Universal Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
First Priority Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Universal Federal Credit Union | First Priority Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 80 (stronger) | 75 |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 38 | 99 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 59th | 70th |
| Total assets | $99.5M | $74.8M |
| Deposits / shares | $85.6M | $65.3M |
| Capital ratio | 13.03% (stronger) | 12.49% |
| Problem loans | 0.46% (stronger) | 1.14% |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 0.45% | 1.97% (stronger) |
| Loans ÷ deposits | 30.3% (stronger) | 43.3% |
| Uninsured deposits | 4.0% (stronger) | 10.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
First Priority Federal Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Universal Federal Credit Union leads on 5 and First Priority Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.