Side-by-side · Q2 2026 data
University Credit Union vs Maine State Credit Union
Metric by metric
| Measure | University Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 59 |
| Capital cushion | 44 | 48 (stronger) |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 42 (stronger) | 31 |
| Funding & liquidity | 60 | 73 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 21st | 19th |
| Total assets | $538.5M | $805.9M |
| Deposits / shares | $409.3M | $696.5M |
| Capital ratio | 9.37% | 9.78% (stronger) |
| Problem loans | 0.61% (stronger) | 0.79% |
| Net charge-offs | 0.17% (stronger) | 0.47% |
| Return on assets | 0.54% (stronger) | 0.26% |
| Loans ÷ deposits | 100.1% | 87.6% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 12.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
University Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), University Credit Union leads on 5 and Maine State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.