Side-by-side · Q2 2026 data
University Federal Credit Union vs Rally Credit Union
Metric by metric
| Measure | University Federal Credit Union | Rally Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 47 | 90 (stronger) |
| Loan quality | 63 | 75 (stronger) |
| Earnings | 51 | 66 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 25th | 79th |
| Total assets | $4.3B | $4.8B |
| Deposits / shares | $3.5B | $4.0B |
| Capital ratio | 9.65% | 14.02% (stronger) |
| Problem loans | 1.11% | 0.75% (stronger) |
| Net charge-offs | 1.17% | 1.01% (stronger) |
| Return on assets | 0.77% | 1.16% (stronger) |
| Loans ÷ deposits | 85.7% (stronger) | 105.0% |
| Uninsured deposits | 8.2% (stronger) | 15.7% |
| Offices | 8 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 49.8% |
Rally Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), University Federal Credit Union leads on 2 and Rally Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.