Side-by-side · Q2 2026 data
University of Illinois Community Credit Union vs Alero Financial Credit Union
Credit union
University of Illinois Community Credit Union
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | University of Illinois Community Credit Union | Alero Financial Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 49 | 70 (stronger) |
| Loan quality | 81 (stronger) | 74 |
| Earnings | 65 (stronger) | 34 |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 41st | 37th |
| Total assets | $765.5M | $953.5M |
| Deposits / shares | $689.0M | $822.6M |
| Capital ratio | 9.93% | 11.95% (stronger) |
| Problem loans | 0.57% (stronger) | 0.79% |
| Net charge-offs | 0.73% | 0.65% (stronger) |
| Return on assets | 1.11% (stronger) | 0.35% |
| Loans ÷ deposits | 90.8% | 89.2% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 13.7% |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
University of Illinois Community Credit Union has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), University of Illinois Community Credit Union leads on 4 and Alero Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.