Side-by-side · Q2 2026 data
University of Illinois Community Credit Union vs Financial Plus Credit Union
Credit union
University of Illinois Community Credit Union
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | University of Illinois Community Credit Union | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 49 | 82 (stronger) |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 65 | 79 (stronger) |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 41st | 86th |
| Total assets | $765.5M | $607.4M |
| Deposits / shares | $689.0M | $520.6M |
| Capital ratio | 9.93% | 13.24% (stronger) |
| Problem loans | 0.57% | 0.45% (stronger) |
| Net charge-offs | 0.73% | 0.38% (stronger) |
| Return on assets | 1.11% | 1.48% (stronger) |
| Loans ÷ deposits | 90.8% | 76.0% (stronger) |
| Uninsured deposits | 6.1% (stronger) | 6.4% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
Financial Plus Credit Union has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), University of Illinois Community Credit Union leads on 1 and Financial Plus Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.