Side-by-side · Q2 2026 data
University of Toledo Federal Credit Union vs Christian Family Credit Union
Credit union
University of Toledo Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | University of Toledo Federal Credit Union | Christian Family Credit Union |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 63 | 85 (stronger) |
| Loan quality | 91 (stronger) | 87 |
| Earnings | 55 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 57th | 62nd |
| Total assets | $99.7M | $93.2M |
| Deposits / shares | $88.0M | $82.4M |
| Capital ratio | 11.30% | 13.47% (stronger) |
| Problem loans | 0.27% (stronger) | 0.38% |
| Net charge-offs | 0.25% | -0.13% (stronger) |
| Return on assets | 0.88% (stronger) | 0.33% |
| Loans ÷ deposits | 46.0% | 44.6% (stronger) |
| Uninsured deposits | 10.7% (stronger) | 16.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christian Family Credit Union has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), University of Toledo Federal Credit Union leads on 3 and Christian Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.