Side-by-side · Q2 2026 data
University of Toledo Federal Credit Union vs Community First Credit Union
Credit union
University of Toledo Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | University of Toledo Federal Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 63 | 90 (stronger) |
| Loan quality | 91 (stronger) | 44 |
| Earnings | 55 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 57th | 57th |
| Total assets | $99.7M | $99.8M |
| Deposits / shares | $88.0M | $85.1M |
| Capital ratio | 11.30% | 13.96% (stronger) |
| Problem loans | 0.27% (stronger) | 1.69% |
| Net charge-offs | 0.25% | -0.24% (stronger) |
| Return on assets | 0.88% | 1.45% (stronger) |
| Loans ÷ deposits | 46.0% (stronger) | 55.9% |
| Uninsured deposits | 10.7% | 2.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), University of Toledo Federal Credit Union leads on 2 and Community First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.