Side-by-side · Q2 2026 data
Univest Bank and Trust Co. vs CNB Bank
Metric by metric
| Measure | Univest Bank and Trust Co. | CNB Bank |
|---|---|---|
| TellerScore | 61 | 65 (stronger) |
| Capital cushion | 47 | 52 (stronger) |
| Loan quality | 79 (stronger) | 72 |
| Earnings | 71 | 74 (stronger) |
| Funding & liquidity | 28 | 55 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 24th | 36th |
| Total assets | $8.2B | $8.4B |
| Deposits / shares | $7.0B | $7.2B |
| Capital ratio | 9.73% | 10.17% (stronger) |
| Problem loans | 0.62% (stronger) | 0.84% |
| Net charge-offs | 0.09% | 0.05% (stronger) |
| Return on assets | 1.28% | 1.36% (stronger) |
| Loans ÷ deposits | 99.0% | 89.7% (stronger) |
| Uninsured deposits | 45.1% | 28.8% (stronger) |
| Offices | 38 | 78 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 10.4% |
CNB Bank has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Univest Bank and Trust Co. leads on 1 and CNB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.