Side-by-side · Q2 2026 data
Univest Bank and Trust Co. vs Firstrust Savings Bank
Metric by metric
| Measure | Univest Bank and Trust Co. | Firstrust Savings Bank |
|---|---|---|
| TellerScore | 61 | 68 (stronger) |
| Capital cushion | 47 | 64 (stronger) |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 71 | 88 (stronger) |
| Funding & liquidity | 28 (stronger) | 26 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 24th | 49th |
| Total assets | $8.2B | $5.6B |
| Deposits / shares | $7.0B | $4.8B |
| Capital ratio | 9.73% | 11.44% (stronger) |
| Problem loans | 0.62% (stronger) | 0.79% |
| Net charge-offs | 0.09% (stronger) | 0.42% |
| Return on assets | 1.28% | 1.71% (stronger) |
| Loans ÷ deposits | 99.0% | 95.7% (stronger) |
| Uninsured deposits | 45.1% (stronger) | 49.7% |
| Offices | 38 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 27.8% |
Firstrust Savings Bank has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Univest Bank and Trust Co. leads on 3 and Firstrust Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.