Side-by-side · Q2 2026 data
Univest Bank and Trust Co. vs Mid Penn Bank
Metric by metric
| Measure | Univest Bank and Trust Co. | Mid Penn Bank |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 47 | 54 (stronger) |
| Loan quality | 79 | 83 (stronger) |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 28 | 61 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 24th | 53rd |
| Total assets | $8.2B | $7.0B |
| Deposits / shares | $7.0B | $6.0B |
| Capital ratio | 9.73% | 10.43% (stronger) |
| Problem loans | 0.62% | 0.51% (stronger) |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.28% (stronger) | 1.24% |
| Loans ÷ deposits | 99.0% | 93.7% (stronger) |
| Uninsured deposits | 45.1% | 20.0% (stronger) |
| Offices | 38 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 21.6% |
Mid Penn Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Univest Bank and Trust Co. leads on 1 and Mid Penn Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.