Side-by-side · Q2 2026 data
Uniwyo Federal Credit Union vs Pathfinder Federal Credit Union
Metric by metric
| Measure | Uniwyo Federal Credit Union | Pathfinder Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 76 (stronger) | 66 |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 92 (stronger) | 65 |
| Funding & liquidity | 86 | 92 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 83rd | 54th |
| Total assets | $825.6M | $68.6M |
| Deposits / shares | $718.4M | $61.2M |
| Capital ratio | 12.60% (stronger) | 11.55% |
| Problem loans | 0.70% | 0.64% (stronger) |
| Net charge-offs | 0.50% | 0.11% (stronger) |
| Return on assets | 1.80% (stronger) | 1.13% |
| Loans ÷ deposits | 74.1% | 68.0% (stronger) |
| Uninsured deposits | 8.4% (stronger) | 14.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Uniwyo Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Uniwyo Federal Credit Union leads on 4 and Pathfinder Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.