Side-by-side · Q2 2026 data
Upper Darby Belltelco Federal Credit Union vs Garden State Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Credit union
Garden State Federal Credit Union
Moorestown, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Upper Darby Belltelco Federal Credit Union | Garden State Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 77 (stronger) | 22 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 95th | 13th |
| Total assets | $71.6M | $37.5M |
| Deposits / shares | $53.5M | $33.3M |
| Capital ratio | 25.31% (stronger) | 11.44% |
| Problem loans | 0.69% (stronger) | 2.33% |
| Net charge-offs | 0.08% (stronger) | 1.15% |
| Return on assets | 2.00% (stronger) | 0.67% |
| Loans ÷ deposits | 41.9% (stronger) | 75.5% |
| Uninsured deposits | 10.1% | 5.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Upper Darby Belltelco Federal Credit Union leads on 6 and Garden State Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.