Side-by-side · Q2 2026 data
Upper Peninsula State Bank vs Huron Community Bank
Metric by metric
| Measure | Upper Peninsula State Bank | Huron Community Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 84 (stronger) | 41 |
| Loan quality | 64 | 89 (stronger) |
| Earnings | 76 (stronger) | 44 |
| Funding & liquidity | 45 | 78 (stronger) |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 50th | 24th |
| Total assets | $371.7M | $323.3M |
| Deposits / shares | $303.6M | $268.7M |
| Capital ratio | 13.42% (stronger) | 9.12% |
| Problem loans | 1.09% | 0.33% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.41% (stronger) | 0.61% |
| Loans ÷ deposits | 100.5% | 72.7% (stronger) |
| Uninsured deposits | 28.5% | 24.2% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Upper Peninsula State Bank has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Upper Peninsula State Bank leads on 3 and Huron Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.