Side-by-side · Q2 2026 data
Ups Employees Credit Union vs Collegedale Credit Union
Metric by metric
| Measure | Ups Employees Credit Union | Collegedale Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 89th | 40th |
| Total assets | $44.9M | $44.6M |
| Deposits / shares | $33.5M | $40.2M |
| Capital ratio | 23.95% (stronger) | 9.57% |
| Problem loans | 0.57% | 0.32% (stronger) |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 2.46% (stronger) | 0.81% |
| Loans ÷ deposits | 90.6% | 67.3% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 2.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ups Employees Credit Union has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Ups Employees Credit Union leads on 4 and Collegedale Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.