Side-by-side · Q2 2026 data
Ups Employees Credit Union vs Lakeside Credit Union
Credit union
Lakeside Credit Union
New Johnsonvill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Ups Employees Credit Union | Lakeside Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 81 |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 89th | 87th |
| Total assets | $44.9M | $44.7M |
| Deposits / shares | $33.5M | $37.0M |
| Capital ratio | 23.95% (stronger) | 16.92% |
| Problem loans | 0.57% | 0.56% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.42% |
| Return on assets | 2.46% (stronger) | 1.29% |
| Loans ÷ deposits | 90.6% | 58.3% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 8.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ups Employees Credit Union has the higher TellerScore (90 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Ups Employees Credit Union leads on 5 and Lakeside Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.