TellerScore

Lakeside Credit Union (NCUA charter #67713) is based in New Johnsonvill, Tennessee. Its Q2 2026 call report shows $44.7M in total assets and $37.0M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Lakeside Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 19th. Its strongest component is capital cushion (100/100; 16.92%), and its lowest is earnings (71/100; 1.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.92%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings71/100
Return on assets (annualized): 1.29%
Funding & liquidity100/100
Loans ÷ shares: 58.3% · 8.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (78 → 89), mostly because the loan quality component improved by 46 points.

TellerScore
788490Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202486
Q3 202489
Q4 202488
Q1 202588
Q2 202578
Q3 202588
Q4 202586
Q1 202690
Q2 202689
Net worth ratio
7.00%12.09%17.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202415.52%
Q3 202416.21%
Q4 202416.22%
Q1 202515.83%
Q2 202516.17%
Q3 202516.89%
Q4 202517.18%
Q1 202616.98%
Q2 202616.92%
Delinquent loans (60+ days)
0.56%1.25%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.68%
Q3 20240.58%
Q4 20240.74%
Q1 20250.96%
Q2 20251.95%
Q3 20250.68%
Q4 20250.94%
Q1 20260.73%
Q2 20260.56%
Return on assets
1.07%1.31%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.07%
Q3 20241.39%
Q4 20241.45%
Q1 20251.53%
Q2 20251.47%
Q3 20251.38%
Q4 20251.39%
Q1 20261.55%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$44.7M16.92%0.56%1.29%58.3%
Q1 202690$43.8M16.98%0.73%1.55%60.4%
Q4 202586$42.3M17.18%0.94%1.39%64.1%
Q3 202588$42.2M16.89%0.68%1.38%64.3%
Q2 202578$43.3M16.17%1.95%1.47%62.2%
Q1 202588$43.3M15.83%0.96%1.53%60.7%
Q4 202488$41.2M16.22%0.74%1.45%64.8%
Q3 202489$40.1M16.21%0.58%1.39%66.2%
Q2 202486$40.6M15.52%0.68%1.07%63.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.92%
65th
Problem loans0.56%
56th
Net charge-offs0.42%
31st
Return on assets1.29%
79th
Loans to deposits58.3%
51st
Uninsured deposits8.5%
10th
Loan-loss reserves0.00%
37th
Texas ratio3.0%
42nd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Collegedale Credit UnionCredit union Collegedale, TN70 out of 100, Strong$44.6M9.6%0.32%vs
Ups Employees Credit UnionCredit union Memphis, TN90 out of 100, Very strong$44.9M23.9%0.57%vs
Epb Employees Credit UnionCredit union Chattanooga, TN48 out of 100, Below average$43.3M11.6%8.72%vs
Methodist Healthcare Federal Credit UnionCredit union Cordova, TN82 out of 100, Strong$46.2M17.6%1.03%vs
M.P.D. Community Credit UnionCredit union Nashville, TN71 out of 100, Strong$41.0M11.3%0.79%vs
First Choice Community Credit UnionCredit union Knoxville, TN85 out of 100, Very strong$48.9M16.4%1.02%vs

Deposit insurance

Is my money safe at Lakeside Credit Union?

Yes. Lakeside Credit Union is a federally insured credit union (NCUA charter #67713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($3.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lakeside Credit Union lists 2 offices in 1 city. Most locations:

  • New Johnsonville, TN (2)

All branch addresses and map

Identity & history

Profile

Legal name
Lakeside Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67713
RSSD ID
371492
Primary regulator
State + NCUA
Established
1965
Headquarters
1008 Broadway, New Johnsonvill, TN 37134
Employees
12

Quick answers

Lakeside Credit Union: common questions

Is Lakeside Credit Union NCUA insured?

Yes. Lakeside Credit Union is a federally insured credit union (NCUA charter #67713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lakeside Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lakeside Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Johnsonvill

InstitutionScoreAssetsCapitalProblem loansCompare
Johnsonville TVA Employees Credit UnionCredit union Camden, TN92 out of 100, Very strong$180.7M16.4%0.73%vs
First Federal BankBank Dickson, TN71 out of 100, Strong$1.1B10.5%0.52%vs
Bank of Perry CountyBank Lobelville, TN71 out of 100, Strong$253.1M9.1%0.38%vs
Apex BankBank Camden, TN66 out of 100, Moderate$1.5B14.5%2.49%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs
FirstBankBank Nashville, TN59 out of 100, Moderate$16.8B10.4%1.40%vs