Side-by-side · Q2 2026 data
Urban Empowerment Federal Credit Union vs First Frontier Federal Credit Union
Credit union
Urban Empowerment Federal Credit Union
New York, New York · Under $100 million in assets
Credit union
First Frontier Federal Credit Union
Lynbrook, New York · Under $100 million in assets
Metric by metric
| Measure | Urban Empowerment Federal Credit Union | First Frontier Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 85 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 0 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 34th | 77th |
| Total assets | $352K | $470K |
| Deposits / shares | $170K | $381K |
| Capital ratio | 10.83% | 18.95% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -6.47% | 0.91% (stronger) |
| Loans ÷ deposits | 8.3% (stronger) | 100.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Frontier Federal Credit Union has the higher TellerScore (85 vs 67). On the 4 directional measures above (where higher or lower is clearly better), Urban Empowerment Federal Credit Union leads on 1 and First Frontier Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.