Headquartered in Lynbrook, New York, First Frontier Federal Credit Union is a federal credit union with $470K in total assets and $381K in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1986.
First Frontier Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 51st. Capital cushion contributes the most (100/100, 18.95%); earnings contributes the least (57/100, 0.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (94 → 85), mostly because the earnings component weakened by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 88 |
| Q4 2024 | 89 |
| Q1 2025 | 99 |
| Q2 2025 | 94 |
| Q3 2025 | 93 |
| Q4 2025 | 91 |
| Q1 2026 | 81 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.62% |
| Q3 2024 | 16.01% |
| Q4 2024 | 16.10% |
| Q1 2025 | 16.33% |
| Q2 2025 | 16.71% |
| Q3 2025 | 16.64% |
| Q4 2025 | 18.78% |
| Q1 2026 | 18.81% |
| Q2 2026 | 18.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.97% |
| Q4 2024 | 0.97% |
| Q1 2025 | 2.78% |
| Q2 2025 | 1.67% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.55% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $470K | 18.95% | 0.00% | 0.91% | 100.7% |
| Q1 2026 | 81 | $465K | 18.81% | 0.00% | 0.49% | 105.8% |
| Q4 2025 | 91 | $463K | 18.78% | 0.00% | 1.55% | 94.4% |
| Q3 2025 | 93 | $514K | 16.64% | 0.00% | 1.49% | 81.4% |
| Q2 2025 | 94 | $502K | 16.71% | 0.00% | 1.67% | 82.7% |
| Q1 2025 | 99 | $510K | 16.33% | 0.00% | 2.78% | 66.1% |
| Q4 2024 | 89 | $510K | 16.10% | 0.00% | 0.97% | 80.6% |
| Q3 2024 | 88 | $505K | 16.01% | 0.00% | 0.97% | 88.7% |
| Q2 2024 | 85 | $502K | 15.62% | 0.00% | 0.48% | 79.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spc Brooklyn Federal Credit UnionCredit union Brooklyn, NY | 56 out of 100, Moderate | $393K | 12.8% | 16.02% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Urban Empowerment Federal Credit UnionCredit union New York, NY | 67 out of 100, Moderate | $352K | 10.8% | 0.00% | vs |
| Union Baptist Greenburgh Federal Credit UnionCredit union White Plains, NY | 54 out of 100, Below average | $337K | 29.1% | 4.08% | vs |
| Greater Centennial Federal Credit UnionCredit union Mount Vernon, NY | 39 out of 100, Low | $256K | 11.4% | 12.81% | vs |
| Sts Peter & Paul Federal Credit UnionCredit union Brooklyn, NY | 84 out of 100, Strong | $707K | 42.1% | — | vs |
Deposit insurance
Is my money safe at First Frontier Federal Credit Union?
Yes. First Frontier Federal Credit Union is a federally insured credit union (NCUA charter #24270). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
First Frontier Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Lynbrook, NY (1)
- North Baldwin, NY (1)
Identity & history
Profile
- Legal name
- First Frontier Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24270
- RSSD ID
- 414595
- Primary regulator
- NCUA
- Established
- 1986
- Headquarters
- 155 Sherman St, Lynbrook, NY 11563
Quick answers
First Frontier Federal Credit Union: common questions
Is First Frontier Federal Credit Union NCUA insured?
Yes. First Frontier Federal Credit Union is a federally insured credit union (NCUA charter #24270). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Frontier Federal Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Frontier Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lynbrook
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |