Side-by-side · Q2 2026 data
US Community Credit Union vs Old Hickory Credit Union
Metric by metric
| Measure | US Community Credit Union | Old Hickory Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 65 (stronger) | 55 |
| Loan quality | 77 (stronger) | 61 |
| Earnings | 52 | 58 (stronger) |
| Funding & liquidity | 81 | 89 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 54th | 34th |
| Total assets | $345.7M | $347.3M |
| Deposits / shares | $301.2M | $309.7M |
| Capital ratio | 11.52% (stronger) | 10.52% |
| Problem loans | 0.70% (stronger) | 1.17% |
| Net charge-offs | 0.57% (stronger) | 0.67% |
| Return on assets | 0.79% | 0.95% (stronger) |
| Loans ÷ deposits | 78.9% | 71.0% (stronger) |
| Uninsured deposits | 7.2% | 1.9% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
US Community Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), US Community Credit Union leads on 4 and Old Hickory Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.