Side-by-side · Q2 2026 data
Usalliance Federal Credit Union vs Suffolk Federal Credit Union
Metric by metric
| Measure | Usalliance Federal Credit Union | Suffolk Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 61 (stronger) |
| Capital cushion | 33 | 35 (stronger) |
| Loan quality | 72 | 83 (stronger) |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 50 | 82 (stronger) |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 10th | 27th |
| Total assets | $3.4B | $2.1B |
| Deposits / shares | $2.6B | $1.8B |
| Capital ratio | 8.32% | 8.54% (stronger) |
| Problem loans | 0.84% | 0.52% (stronger) |
| Net charge-offs | 0.32% | 0.08% (stronger) |
| Return on assets | 0.67% (stronger) | 0.52% |
| Loans ÷ deposits | 116.0% | 78.5% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 8.2% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Suffolk Federal Credit Union has the higher TellerScore (61 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Usalliance Federal Credit Union leads on 2 and Suffolk Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.