Side-by-side · Q2 2026 data
Usem Mena Federal Credit Union vs Arkansas Teachers Federal Credit Union
Credit union
Arkansas Teachers Federal Credit Union
LIttle Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Usem Mena Federal Credit Union | Arkansas Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 83 (stronger) | 74 |
| Funding & liquidity | 52 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 0 |
| Peer percentile | 87th | 6th |
| Total assets | $1.8M | $2.4M |
| Deposits / shares | $1.2M | $2.2M |
| Capital ratio | 32.39% (stronger) | 11.30% |
| Problem loans | 0.00% (stronger) | 11.22% |
| Net charge-offs | -0.19% (stronger) | 0.02% |
| Return on assets | 1.59% (stronger) | 1.36% |
| Loans ÷ deposits | 108.3% | 80.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Usem Mena Federal Credit Union has the higher TellerScore (89 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Usem Mena Federal Credit Union leads on 6 and Arkansas Teachers Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.