Side-by-side · Q2 2026 data
Usem Mena Federal Credit Union vs North Little Rock Educators Federal Credit Union
Credit union
North Little Rock Educators Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Usem Mena Federal Credit Union | North Little Rock Educators Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 37 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 83 (stronger) | 0 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 9 |
| Peer percentile | 87th | 3rd |
| Total assets | $1.8M | $553K |
| Deposits / shares | $1.2M | $481K |
| Capital ratio | 32.39% (stronger) | 12.00% |
| Problem loans | 0.00% (stronger) | 21.98% |
| Net charge-offs | -0.19% (stronger) | 0.40% |
| Return on assets | 1.59% (stronger) | -22.01% |
| Loans ÷ deposits | 108.3% | 51.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Usem Mena Federal Credit Union has the higher TellerScore (89 vs 37). On the 6 directional measures above (where higher or lower is clearly better), Usem Mena Federal Credit Union leads on 5 and North Little Rock Educators Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.