Side-by-side · Q2 2026 data
Ussco Johnstown Federal Credit Union vs Frick Financial Federal Credit Union
Credit union
Ussco Johnstown Federal Credit Union
Johnstown, Pennsylvania · $100 million – $1 billion
Credit union
Frick Financial Federal Credit Union
Uniontown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ussco Johnstown Federal Credit Union | Frick Financial Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 75 | 79 (stronger) |
| Loan quality | 88 (stronger) | 1 |
| Earnings | 46 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 74th | 21st |
| Total assets | $173.7M | $174.7M |
| Deposits / shares | $157.3M | $152.1M |
| Capital ratio | 12.48% | 12.90% (stronger) |
| Problem loans | 0.37% (stronger) | 2.97% |
| Net charge-offs | 0.36% (stronger) | 1.05% |
| Return on assets | 0.64% | 1.14% (stronger) |
| Loans ÷ deposits | 51.3% | 45.9% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 4.7% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 24.4% |
Ussco Johnstown Federal Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Ussco Johnstown Federal Credit Union leads on 4 and Frick Financial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.