TellerScore

Frick Financial Federal Credit Union (NCUA charter #14775) is based in Uniontown, Pennsylvania. Its Q2 2026 call report shows $174.7M in total assets and $152.1M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Frick Financial Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 228th. Its strongest component is funding & liquidity (100/100; 46% loans-to-deposits, 5% uninsured), and its lowest is loan quality (1/100; 2.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.90%
Loan quality1/100
Loans 60+ days delinquent ÷ total loans: 2.97%
Earnings65/100
Return on assets (annualized): 1.14%
Funding & liquidity100/100
Loans ÷ shares: 45.9% · 4.7% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.72%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (56 → 60), mostly because the earnings component improved by 16 points.

TellerScore
555860Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202457
Q4 202455
Q1 202556
Q2 202556
Q3 202555
Q4 202558
Q1 202657
Q2 202660
Net worth ratio
7.00%10.38%13.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.75%
Q3 202413.33%
Q4 202412.44%
Q1 202511.57%
Q2 202511.44%
Q3 202511.81%
Q4 202512.43%
Q1 202612.27%
Q2 202612.90%
Delinquent loans (60+ days)
2.25%3.23%4.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.41%
Q3 20244.22%
Q4 20243.40%
Q1 20252.25%
Q2 20252.53%
Q3 20253.19%
Q4 20253.38%
Q1 20263.08%
Q2 20262.97%
Return on assets
0.40%0.77%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.75%
Q4 20240.76%
Q1 20250.40%
Q2 20250.72%
Q3 20250.96%
Q4 20251.08%
Q1 20261.01%
Q2 20261.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$174.7M12.90%2.97%1.14%45.9%
Q1 202657$179.2M12.27%3.08%1.01%43.7%
Q4 202558$173.2M12.43%3.38%1.08%44.9%
Q3 202555$177.4M11.81%3.19%0.96%44.3%
Q2 202556$177.4M11.44%2.53%0.72%44.4%
Q1 202556$171.4M11.57%2.25%0.40%46.3%
Q4 202455$151.9M12.44%3.40%0.76%49.7%
Q3 202457$139.1M13.33%4.22%0.75%55.6%
Q2 202458$132.4M13.75%3.41%0.70%58.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.90%
68th
Problem loans2.97%
2nd
Net charge-offs1.05%
9th
Return on assets1.14%
74th
Loans to deposits45.9%
93rd
Uninsured deposits4.7%
63rd
Loan-loss reserves0.00%
50th
Texas ratio9.7%
14th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Mountain Laurel Federal Credit UnionCredit union Saint Marys, PA99 out of 100, Very strong$174.2M19.7%0.08%vs
Ussco Johnstown Federal Credit UnionCredit union Johnstown, PA78 out of 100, Strong$173.7M12.5%0.37%vs
Arize Federal Credit UnionCredit union State College, PA40 out of 100, Below average$175.9M7.8%2.12%vs
Ufcw Community Federal Credit UnionCredit union Wyoming, PA86 out of 100, Very strong$181.4M15.3%1.18%vs
Omega Federal Credit UnionCredit union Wexford, PA64 out of 100, Moderate$186.9M11.0%0.99%vs
Priority First Federal Credit UnionCredit union Du Bois, PA77 out of 100, Strong$187.3M12.1%0.81%vs

Deposit insurance

Is my money safe at Frick Financial Federal Credit Union?

Yes. Frick Financial Federal Credit Union is a federally insured credit union (NCUA charter #14775). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($7.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Frick Financial Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Frick Financial Federal Credit Union reported 127 home-loan applications under HMDA (LEI 549300Z6CULHNPDHYI25): 96 originated ($6,310,000 total), 31 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Frick Financial Federal Credit Union
Type
Federal credit union
NCUA charter #
14775
RSSD ID
796488
Primary regulator
NCUA
Established
1962
Headquarters
235 Pittsburgh St, Uniontown, PA 15401
Employees
27

Quick answers

Frick Financial Federal Credit Union: common questions

Is Frick Financial Federal Credit Union NCUA insured?

Yes. Frick Financial Federal Credit Union is a federally insured credit union (NCUA charter #14775). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Frick Financial Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Frick Financial Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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