Side-by-side · Q2 2026 data
Usx Federal Credit Union vs Armstrong Co. Federal Emp. Federal Credit Union
Credit union
Armstrong Co. Federal Emp. Federal Credit Union
Kittanning, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Usx Federal Credit Union | Armstrong Co. Federal Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 37 | 47 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 74th | 75th |
| Total assets | $258.1M | $17.6M |
| Deposits / shares | $225.9M | $14.9M |
| Capital ratio | 12.54% | 15.45% (stronger) |
| Problem loans | 0.18% (stronger) | 0.64% |
| Net charge-offs | 0.27% (stronger) | 0.53% |
| Return on assets | 0.43% | 0.68% (stronger) |
| Loans ÷ deposits | 63.8% | 22.6% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 3.0% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Armstrong Co. Federal Emp. Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Usx Federal Credit Union leads on 3 and Armstrong Co. Federal Emp. Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.