Side-by-side · Q2 2026 data
Utah Community Federal Credit Union vs Cyprus Federal Credit Union
Metric by metric
| Measure | Utah Community Federal Credit Union | Cyprus Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 57 | 74 (stronger) |
| Loan quality | 87 (stronger) | 86 |
| Earnings | 81 (stronger) | 46 |
| Funding & liquidity | 61 (stronger) | 56 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 72nd | 62nd |
| Total assets | $4.0B | $2.1B |
| Deposits / shares | $3.4B | $1.8B |
| Capital ratio | 10.69% | 12.42% (stronger) |
| Problem loans | 0.38% (stronger) | 0.41% |
| Net charge-offs | 0.31% (stronger) | 0.70% |
| Return on assets | 1.53% (stronger) | 0.65% |
| Loans ÷ deposits | 95.2% (stronger) | 104.1% |
| Uninsured deposits | 18.6% | 9.3% (stronger) |
| Offices | 23 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 30.3% |
Utah Community Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Utah Community Federal Credit Union leads on 5 and Cyprus Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salt Lake City, UT
- Magna, UT