Side-by-side · Q2 2026 data
Utah First Federal Credit Union vs Goldenwest Federal Credit Union
Metric by metric
| Measure | Utah First Federal Credit Union | Goldenwest Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 54 | 82 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 62 | 83 (stronger) |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 62nd | 89th |
| Total assets | $1.2B | $4.3B |
| Deposits / shares | $929.1M | $3.7B |
| Capital ratio | 10.38% | 13.20% (stronger) |
| Problem loans | 0.13% (stronger) | 0.47% |
| Net charge-offs | 0.29% | 0.27% (stronger) |
| Return on assets | 1.04% | 1.57% (stronger) |
| Loans ÷ deposits | 104.6% | 94.9% (stronger) |
| Uninsured deposits | 12.9% (stronger) | 14.5% |
| Offices | 9 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goldenwest Federal Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Utah First Federal Credit Union leads on 2 and Goldenwest Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.