Side-by-side · Q2 2026 data
Utah First Federal Credit Union vs Utah Community Federal Credit Union
Metric by metric
| Measure | Utah First Federal Credit Union | Utah Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 54 | 57 (stronger) |
| Loan quality | 96 (stronger) | 87 |
| Earnings | 62 | 81 (stronger) |
| Funding & liquidity | 56 | 61 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 62nd | 72nd |
| Total assets | $1.2B | $4.0B |
| Deposits / shares | $929.1M | $3.4B |
| Capital ratio | 10.38% | 10.69% (stronger) |
| Problem loans | 0.13% (stronger) | 0.38% |
| Net charge-offs | 0.29% (stronger) | 0.31% |
| Return on assets | 1.04% | 1.53% (stronger) |
| Loans ÷ deposits | 104.6% | 95.2% (stronger) |
| Uninsured deposits | 12.9% (stronger) | 18.6% |
| Offices | 9 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.3% |
Utah Community Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Utah First Federal Credit Union leads on 3 and Utah Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.