Side-by-side · Q2 2026 data
Utah First Federal Credit Union vs Utah Power Credit Union
Metric by metric
| Measure | Utah First Federal Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 54 | 87 (stronger) |
| Loan quality | 96 (stronger) | 91 |
| Earnings | 62 | 75 (stronger) |
| Funding & liquidity | 56 | 92 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 62nd | 96th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $929.1M | $957.9M |
| Capital ratio | 10.38% | 13.72% (stronger) |
| Problem loans | 0.13% (stronger) | 0.27% |
| Net charge-offs | 0.29% | 0.08% (stronger) |
| Return on assets | 1.04% | 1.38% (stronger) |
| Loans ÷ deposits | 104.6% | 58.0% (stronger) |
| Uninsured deposits | 12.9% (stronger) | 22.4% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Power Credit Union has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Utah First Federal Credit Union leads on 2 and Utah Power Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.