Side-by-side · Q2 2026 data
Utah Independent Bank vs Brighton Bank
Metric by metric
| Measure | Utah Independent Bank | Brighton Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 39 | 84 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 75th | 72nd |
| Total assets | $170.9M | $321.6M |
| Deposits / shares | $143.2M | $278.8M |
| Capital ratio | 16.31% (stronger) | 11.67% |
| Problem loans | 1.82% | 0.49% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 3.43% (stronger) | 1.86% |
| Loans ÷ deposits | 83.6% | 76.2% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 37.7% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Independent Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Utah Independent Bank leads on 5 and Brighton Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.