Side-by-side · Q2 2026 data
Utah Independent Bank vs Continental Bank
Metric by metric
| Measure | Utah Independent Bank | Continental Bank |
|---|---|---|
| TellerScore | 79 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 39 | 67 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 70 (stronger) | 27 |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 75th | 77th |
| Total assets | $170.9M | $181.8M |
| Deposits / shares | $143.2M | $141.0M |
| Capital ratio | 16.31% (stronger) | 16.16% |
| Problem loans | 1.82% | 0.98% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.61% |
| Return on assets | 3.43% (stronger) | 2.63% |
| Loans ÷ deposits | 83.6% (stronger) | 102.0% |
| Uninsured deposits | 20.8% (stronger) | 43.5% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Continental Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Utah Independent Bank leads on 5 and Continental Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.