Headquartered in Salt Lake City, Utah, Continental Bank is a state-chartered bank with $181.8M in total assets and $141.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2003.
Continental Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 45 banks headquartered in Utah, it ranks 13th. Capital cushion contributes the most (100/100, 16.16%); funding & liquidity contributes the least (27/100, 102% loans-to-deposits, 44% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 25 points (55 → 80), mostly because the earnings component improved by 79 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 58 |
| Q4 2024 | 61 |
| Q1 2025 | 62 |
| Q2 2025 | 55 |
| Q3 2025 | 53 |
| Q4 2025 | 62 |
| Q1 2026 | 76 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.20% |
| Q3 2024 | 15.88% |
| Q4 2024 | 14.33% |
| Q1 2025 | 14.80% |
| Q2 2025 | 13.94% |
| Q3 2025 | 14.32% |
| Q4 2025 | 14.56% |
| Q1 2026 | 15.56% |
| Q2 2026 | 16.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.82% |
| Q3 2024 | 2.43% |
| Q4 2024 | 1.56% |
| Q1 2025 | 0.77% |
| Q2 2025 | 1.40% |
| Q3 2025 | 1.82% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.39% |
| Q2 2026 | 0.98% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.39% |
| Q1 2025 | -0.43% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.16% |
| Q1 2026 | 1.85% |
| Q2 2026 | 2.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $181.8M | 16.16% | 0.98% | 2.63% | 102.0% |
| Q1 2026 | 76 | $180.7M | 15.56% | 1.39% | 1.85% | 98.6% |
| Q4 2025 | 62 | $187.8M | 14.56% | 1.06% | 0.16% | 98.7% |
| Q3 2025 | 53 | $188.2M | 14.32% | 1.82% | 0.21% | 103.3% |
| Q2 2025 | 55 | $191.3M | 13.94% | 1.40% | 0.02% | 108.2% |
| Q1 2025 | 62 | $188.1M | 14.80% | 0.77% | -0.43% | 110.9% |
| Q4 2024 | 61 | $191.2M | 14.33% | 1.56% | 0.39% | 111.7% |
| Q3 2024 | 58 | $171.4M | 15.88% | 2.43% | 0.79% | 112.9% |
| Q2 2024 | 55 | $174.3M | 16.20% | 2.82% | 0.77% | 118.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Utah Independent BankBank Salina, UT | 79 out of 100, Strong | $170.9M | 16.3% | 1.82% | vs |
| B2 Bank National AssociationBank Holladay, UT | 57 out of 100, Moderate | $114.6M | 13.7% | 2.07% | vs |
| Home Savings BankBank Salt Lake City, UT | 84 out of 100, Strong | $108.8M | 15.7% | 0.00% | vs |
| Brighton BankBank Salt Lake City, UT | 78 out of 100, Strong | $321.6M | 11.7% | 0.49% | vs |
| Varo Bank, National AssociationBank Draper, UT | 76 out of 100, Strong | $337.8M | 18.5% | 0.42% | vs |
| Milestone BankBank Salt Lake City, UT | 53 out of 100, Below average | $342.2M | 15.0% | 5.32% | vs |
Deposit insurance
Is my money safe at Continental Bank?
Yes. Continental Bank is an FDIC-insured institution (FDIC certificate #57571). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.5% of deposits ($61.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.72% (benchmark: 10%).
1 location
Branches
Continental Bank lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Continental Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57571
- RSSD ID
- 3220863
- Primary regulator
- FDIC
- Holding company
- Continental Bcorp
- Established
- November 3, 2003
- Headquarters
- 15 W South Temple, Salt Lake City, UT 84101
- Website
- www.cbankus.com
- Employees
- 37
Quick answers
Continental Bank: common questions
Is Continental Bank FDIC insured?
Yes. Continental Bank is an FDIC-insured institution (FDIC certificate #57571). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Continental Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Continental Bank ever failed?
There is no failure record for FDIC certificate #57571 in the FDIC failed bank list.
How many branches does Continental Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salt Lake City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |