Side-by-side · Q2 2026 data
Utility Employees Federal Credit Union vs Community Healthcare Federal Credit Union
Credit union
Utility Employees Federal Credit Union
Aberdeen, Washington · Under $100 million in assets
Credit union
Community Healthcare Federal Credit Union
Everett, Washington · Under $100 million in assets
Metric by metric
| Measure | Utility Employees Federal Credit Union | Community Healthcare Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 76 (stronger) | 18 |
| Funding & liquidity | 83 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 94th | 26th |
| Total assets | $3.2M | $20.5M |
| Deposits / shares | $2.6M | $17.7M |
| Capital ratio | 19.42% (stronger) | 12.63% |
| Problem loans | 0.00% (stronger) | 1.42% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.39% (stronger) | -0.06% |
| Loans ÷ deposits | 77.3% | 64.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utility Employees Federal Credit Union has the higher TellerScore (93 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Utility Employees Federal Credit Union leads on 5 and Community Healthcare Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.