Side-by-side · Q2 2026 data
VA Beach Postal Federal Credit Union vs Summit Hampton Roads Federal Credit Union
Credit union
VA Beach Postal Federal Credit Union
Virginia Beach, Virginia · Under $100 million in assets
Credit union
Summit Hampton Roads Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | VA Beach Postal Federal Credit Union | Summit Hampton Roads Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 52 |
| Capital cushion | 80 | 93 (stronger) |
| Loan quality | 83 (stronger) | 4 |
| Earnings | 51 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 65th | 11th |
| Total assets | $10.0M | $8.2M |
| Deposits / shares | $8.7M | $7.1M |
| Capital ratio | 13.04% | 14.27% (stronger) |
| Problem loans | 0.50% (stronger) | 2.89% |
| Net charge-offs | 0.69% (stronger) | 1.27% |
| Return on assets | 0.78% (stronger) | -1.19% |
| Loans ÷ deposits | 53.1% (stronger) | 60.6% |
| Uninsured deposits | 1.5% (stronger) | 5.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VA Beach Postal Federal Credit Union has the higher TellerScore (80 vs 52). On the 7 directional measures above (where higher or lower is clearly better), VA Beach Postal Federal Credit Union leads on 6 and Summit Hampton Roads Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.