TellerScore

VA Beach Postal Federal Credit Union (NCUA charter #15536) is based in Virginia Beach, Virginia. Its Q2 2026 call report shows $10.0M in total assets and $8.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, VA Beach Postal Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 26th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 2% uninsured), and its lowest is earnings (51/100; 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Net worth ratio: 13.04%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.50%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity100/100
Loans ÷ shares: 53.1% · 1.5% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (75 → 80), mostly because the capital cushion component improved by 16 points.

TellerScore
637281Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202470
Q4 202463
Q1 202569
Q2 202575
Q3 202581
Q4 202578
Q1 202676
Q2 202680
Net worth ratio
7.00%10.02%13.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.87%
Q3 202411.60%
Q4 202411.54%
Q1 202510.72%
Q2 202511.40%
Q3 202511.87%
Q4 202512.41%
Q1 202612.45%
Q2 202613.04%
Delinquent loans (60+ days)
0.00%0.76%1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.08%
Q3 20240.86%
Q4 20241.51%
Q1 20250.53%
Q2 20250.46%
Q3 20250.00%
Q4 20250.59%
Q1 20260.71%
Q2 20260.50%
Return on assets
0.38%0.64%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.50%
Q4 20240.42%
Q1 20250.38%
Q2 20250.76%
Q3 20250.80%
Q4 20250.90%
Q1 20260.83%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$10.0M13.04%0.50%0.78%53.1%
Q1 202676$10.4M12.45%0.71%0.83%50.2%
Q4 202578$10.2M12.41%0.59%0.90%51.0%
Q3 202581$10.5M11.87%0.00%0.80%52.8%
Q2 202575$10.7M11.40%0.46%0.76%50.7%
Q1 202569$11.1M10.72%0.53%0.38%48.7%
Q4 202463$10.2M11.54%1.51%0.42%53.1%
Q3 202470$10.1M11.60%0.86%0.50%54.7%
Q2 202468$9.7M11.87%1.08%0.42%58.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.04%
40th
Problem loans0.50%
58th
Net charge-offs0.69%
20th
Return on assets0.78%
57th
Loans to deposits53.1%
58th
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Midway Federal Credit UnionCredit union Berryville, VA85 out of 100, Very strong$9.7M23.6%0.00%vs
Richmond Heritage Federal Credit UnionCredit union Richmond, VA78 out of 100, Strong$10.6M37.1%0.30%vs
Mosaic Federal Credit UnionCredit union Harrisonburg, VA39 out of 100, Low$8.8M8.4%2.21%vs
Port of Hampton Roads Ila Federal Credit UnionCredit union Norfolk, VA67 out of 100, Moderate$8.4M7.7%0.00%vs
Summit Hampton Roads Federal Credit UnionCredit union Norfolk, VA52 out of 100, Below average$8.2M14.3%2.89%vs
Metropolitan Church Federal Credit UnionCredit union Suffolk, VA53 out of 100, Below average$12.7M26.9%8.12%vs

Deposit insurance

Is my money safe at VA Beach Postal Federal Credit Union?

Yes. VA Beach Postal Federal Credit Union is a federally insured credit union (NCUA charter #15536). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($134K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

VA Beach Postal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
VA Beach Postal Federal Credit Union
Type
Federal credit union
NCUA charter #
15536
RSSD ID
339782
Primary regulator
NCUA
Established
1963
Headquarters
501 Viking Dr # A, Virginia Beach, VA 23452
Employees
4

Quick answers

VA Beach Postal Federal Credit Union: common questions

Is VA Beach Postal Federal Credit Union NCUA insured?

Yes. VA Beach Postal Federal Credit Union is a federally insured credit union (NCUA charter #15536). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is VA Beach Postal Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does VA Beach Postal Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Virginia Beach

InstitutionScoreAssetsCapitalProblem loansCompare
Virginia Educators Credit UnionCredit union Newport News, VA96 out of 100, Very strong$76.3M24.2%0.43%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
1st Advantage Federal Credit UnionCredit union Newport News, VA90 out of 100, Very strong$1.1B16.7%0.45%vs
Beach Municipal Federal Credit UnionCredit union Virginia Beach, VA87 out of 100, Very strong$194.7M14.1%0.78%vs
Northern Star Credit Union, Inc.Credit union Portsmouth, VA85 out of 100, Very strong$73.7M16.8%0.32%vs
Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA84 out of 100, Strong$1.8M13.3%0.57%vs