Side-by-side · Q2 2026 data
VA Desert Pacific Federal Credit Union vs County Schools Federal Credit Union
Credit union
VA Desert Pacific Federal Credit Union
Long Beach, California · Under $100 million in assets
Credit union
County Schools Federal Credit Union
Ventura, California · Under $100 million in assets
Metric by metric
| Measure | VA Desert Pacific Federal Credit Union | County Schools Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 34 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 47 (stronger) | 25 |
| Funding & liquidity | 80 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 47 |
| Peer percentile | 80th | 2nd |
| Total assets | $98.8M | $91.0M |
| Deposits / shares | $78.1M | $83.0M |
| Capital ratio | 21.05% (stronger) | 8.51% |
| Problem loans | 0.07% (stronger) | 3.52% |
| Net charge-offs | 0.58% (stronger) | 0.60% |
| Return on assets | 0.69% (stronger) | 0.13% |
| Loans ÷ deposits | 79.8% | 69.8% (stronger) |
| Uninsured deposits | 12.5% | 9.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VA Desert Pacific Federal Credit Union has the higher TellerScore (86 vs 34). On the 7 directional measures above (where higher or lower is clearly better), VA Desert Pacific Federal Credit Union leads on 5 and County Schools Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.