Side-by-side · Q2 2026 data
Vacationland Federal Credit Union vs Firefighters Community Credit Union
Metric by metric
| Measure | Vacationland Federal Credit Union | Firefighters Community Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 78 (stronger) | 48 |
| Loan quality | 61 | 80 (stronger) |
| Earnings | 49 | 50 (stronger) |
| Funding & liquidity | 95 (stronger) | 79 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 57th | 34th |
| Total assets | $326.9M | $358.6M |
| Deposits / shares | $281.7M | $320.6M |
| Capital ratio | 12.84% (stronger) | 9.84% |
| Problem loans | 1.16% | 0.61% (stronger) |
| Net charge-offs | 0.40% | 0.31% (stronger) |
| Return on assets | 0.73% | 0.75% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 80.8% |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.7% | — |
Vacationland Federal Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Vacationland Federal Credit Union leads on 3 and Firefighters Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.