TellerScore

Firefighters Community Credit Union is a non-federally insured state credit union headquartered in Cleveland, Ohio. At the end of Q2 2026 it reported $358.6M in total assets and $320.6M in member shares and deposits, with 7 offices.

Firefighters Community Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 126th. Problem-loan coverage contributes the most (91/100, 4.5%); capital cushion contributes the least (48/100, 9.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.84%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity79/100
Loans ÷ shares: 80.8% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 17 points.

TellerScore
606365Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202462
Q4 202463
Q1 202560
Q2 202561
Q3 202564
Q4 202562
Q1 202664
Q2 202665
Net worth ratio
7.00%8.42%9.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.15%
Q3 20249.28%
Q4 20249.28%
Q1 20259.22%
Q2 20259.34%
Q3 20259.56%
Q4 20259.58%
Q1 20269.73%
Q2 20269.84%
Delinquent loans (60+ days)
0.43%0.64%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.43%
Q3 20240.50%
Q4 20240.55%
Q1 20250.50%
Q2 20250.62%
Q3 20250.57%
Q4 20250.84%
Q1 20260.77%
Q2 20260.61%
Return on assets
0.10%0.42%0.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.22%
Q3 20240.46%
Q4 20240.50%
Q1 20250.10%
Q2 20250.33%
Q3 20250.47%
Q4 20250.58%
Q1 20260.75%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$358.6M9.84%0.61%0.75%80.8%
Q1 202664$355.6M9.73%0.77%0.75%78.2%
Q4 202562$354.1M9.58%0.84%0.58%77.5%
Q3 202564$346.4M9.56%0.57%0.47%76.5%
Q2 202561$347.6M9.34%0.62%0.33%75.4%
Q1 202560$346.9M9.22%0.50%0.10%75.6%
Q4 202463$343.9M9.28%0.55%0.50%78.6%
Q3 202462$337.5M9.28%0.50%0.46%82.0%
Q2 202461$335.1M9.15%0.43%0.22%83.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.84%
26th
Problem loans0.61%
55th
Net charge-offs0.31%
56th
Return on assets0.75%
51st
Loans to deposits80.8%
39th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio4.5%
46th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Ih Credit Union, Inc.Credit union Springfield, OH74 out of 100, Strong$362.7M16.0%1.70%vs
Pse Credit Union, Inc.Credit union Parma, OH72 out of 100, Strong$352.5M11.1%0.61%vs
Cardinal Credit Union, Inc.Credit union Mentor, OH57 out of 100, Moderate$365.7M10.0%1.11%vs
Myusa Credit UnionCredit union Middletown, OH64 out of 100, Moderate$351.2M14.2%2.34%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Vacationland Federal Credit UnionCredit union Sandusky, OH72 out of 100, Strong$326.9M12.8%1.16%vs

Deposit insurance

Is my money safe at Firefighters Community Credit Union?

Firefighters Community Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.84%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Firefighters Community Credit Union lists 7 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Firefighters Community Credit Union
Type
Non-federally insured state credit union
NCUA charter #
96723
RSSD ID
533898
Primary regulator
State + NCUA
Headquarters
4664 E 71st ST, Cleveland, OH 44125
Employees
90

Quick answers

Firefighters Community Credit Union: common questions

Is Firefighters Community Credit Union NCUA insured?

Firefighters Community Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Firefighters Community Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Firefighters Community Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
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Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
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