Side-by-side · Q2 2026 data
Vacationland Federal Credit Union vs Genfed Financial Credit Union
Metric by metric
| Measure | Vacationland Federal Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 61 (stronger) | 54 |
| Earnings | 49 | 67 (stronger) |
| Funding & liquidity | 95 (stronger) | 88 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 57th | 76th |
| Total assets | $326.9M | $335.9M |
| Deposits / shares | $281.7M | $280.4M |
| Capital ratio | 12.84% | 16.78% (stronger) |
| Problem loans | 1.16% (stronger) | 1.38% |
| Net charge-offs | 0.40% | 0.36% (stronger) |
| Return on assets | 0.73% | 1.16% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 72.7% |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.7% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Vacationland Federal Credit Union leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.