Side-by-side · Q2 2026 data
Vacationland Federal Credit Union vs Myusa Credit Union
Metric by metric
| Measure | Vacationland Federal Credit Union | Myusa Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 78 | 92 (stronger) |
| Loan quality | 61 (stronger) | 22 |
| Earnings | 49 (stronger) | 40 |
| Funding & liquidity | 95 | 98 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 57th | 31st |
| Total assets | $326.9M | $351.2M |
| Deposits / shares | $281.7M | $277.1M |
| Capital ratio | 12.84% | 14.20% (stronger) |
| Problem loans | 1.16% (stronger) | 2.34% |
| Net charge-offs | 0.40% | 0.24% (stronger) |
| Return on assets | 0.73% (stronger) | 0.50% |
| Loans ÷ deposits | 64.9% | 62.7% (stronger) |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.7% | 26.7% |
Vacationland Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Vacationland Federal Credit Union leads on 3 and Myusa Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.