Side-by-side · Q2 2026 data
Valex Federal Credit Union vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Valex Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 62 | 90 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 48 | 81 (stronger) |
| Earnings | 80 | 86 (stronger) |
| Funding & liquidity | 86 | 86 |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 24th | 95th |
| Total assets | $41.0M | $126.3M |
| Deposits / shares | $37.5M | $96.0M |
| Capital ratio | 9.48% | 23.38% (stronger) |
| Problem loans | 1.57% | 0.57% (stronger) |
| Net charge-offs | 0.59% | 0.39% (stronger) |
| Return on assets | 1.51% | 1.64% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 74.4% |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Valex Federal Credit Union leads on 2 and Department of Corrections Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.